Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit.
Loss assessment coverage is automatically included to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss. Let Hometown Insurance Team help you find the right amount of coverage to suit your insurance needs Florida. Call us today at 239-596-3700.
What you need to know about condo insurance
Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.
Various limits of loss assessment coverage are available. Hometown Insurance Team can help you determine your coverage needs to make sure you’re properly covered.
Protect yourself and your guests
Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.
Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection.
Extra coverage doesn’t have to cost a lot
If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Personal Articles option which provides broader coverage and no deductible in the event of a covered loss.
Find the insurance that is right for your condo
Contact Hometown Insurance Team to identify the best combination of coverage, value, and price for you. We can help make sure your condo insurance continually meets your needs. Call us at 239-596-3700 or email us at firstname.lastname@example.org.